Medicare Advantage Plans (Part C)

Medicare Advantage (Part C) Plans (HMO’s)

Medicare Advantage plans, also known as Part C plans, provide coverage beyond Original Medicare Parts A (inpatient/hospital coverage) and B (outpatient/medical coverage). These plans are offered through Medicare-approved private insurance companies, not the federal government.

A Medicare Advantage plan is an alternative to having a Part D and Medicare Supplement plan. You cannot have both a Medicare Advantage plan and a Medicare Supplement plan.

Medicare Advantage plans offer the same coverage as Medicare Parts A and B. They also include prescription drug coverage and may include extra benefits.

These plans also provide financial protection through annual limits on out-of-pocket expenses. Medicare Advantage plans offer various monthly health plan premiums beyond what you pay for Part B and give you access to care from doctors and hospitals that are within the plan’s network.