Medicare Advantage Plans (Part C)
Medicare Advantage (Part C) Plans (HMO’s)
Medicare Advantage plans, also known as Part C plans, provide coverage beyond Original Medicare Parts A (inpatient/hospital coverage) and B (outpatient/medical coverage). These plans are offered through Medicare-approved private insurance companies, not the federal government.
A Medicare Advantage plan is an alternative to having a Part D and Medicare Supplement plan. You cannot have both a Medicare Advantage plan and a Medicare Supplement plan.
Medicare Advantage plans offer the same coverage as Medicare Parts A and B. They also include prescription drug coverage and may include extra benefits like vision, hearing and dental, as well as access to care management services.
These plans also provide financial protection through annual limits on out-of-pocket expenses. Medicare Advantage plans offer a low or no-cost monthly health plan premium beyond what you pay for Part B and give you access to care from doctors and hospitals that are within the plan’s network.