Medicare Supplemental Plans (Medigap)
Medicare Supplement Insurance Plans
When you choose a Medicare Supplement plan, you can continue to go to any hospital or physician that accepts Medicare.
How to Enroll in a Medigap Plan
A person should consider their current and future medical needs before deciding on a Medigap plan. Switching policies later may not be possible. Not all private insurance companies provide insurance in all states.
The State Health Insurance Assistance Program (SHIP) may help a person find a comparison guide for their state.
The Medicare online tool shows plans offered in a person’s area, what is covered, the approximate cost, and the company’s contact information.
The programs are standardized, but the premiums are not. This means the same policy offered by different companies can have different prices.
Private companies must use a clearly worded summary of the plan’s benefits and costs. A person should read it carefully to ensure they are buying the right policy for their needs